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C o n s t r u c t i o n  L o a n s

  Standard Construction Loans Lending Guidelines

  • Loans are available to Borrowers with excellent to less than perfect credit
  • Hard Money & Private Money 
  • Flexible draw schedules
  • Owner and Non-Owner Occupied Commercial properties are eligible
  • Self Build Borrowers are allowed on some programs 
  • Land purchase may be included in the construction loan, up to 50% of the lot purchase price
  • Up to 18 month terms available (longer terms available on an exception basis)
  • Loan amounts up to 70% of the appraised value
  • Interest only payments based on funds drawn
  • Full income documentation, self-employed, limited income and stated income programs
  • Loan amounts from $500,000
  • Nationwide Programs

Items Needed For Pre-Approval
  • Complete Application
  • Alta Intake Form
  • Last Appraisal- if available
  • Preliminary Title Report- if available    
  • All current Mortgage Statements and up to date payoff demands  
  • Complete Purchase Contract (if applicable)
  • Other Items as requested- based on project
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This is neither a offer to sell / broker nor a solicitation to buy, to residents in jurisdictions in which  registration requirements have not been fulfilled.
Copyright F I Mortgage Services DBA Alta Mortgage & Financial Innovations, A Colorado Company since 2002
Specializing in Commercial Lending, Hard Money, Joint Ventures, SBA Loans Residential Mortgages & Structured Financing
Alta - Financial Innovations operates as a broker, brokering loans through Private Investors, Private Funds, Lenders, Bankers, Direct Sources & Other Sources
F I Mortgage Services LLC DBA Alta Real Estate is also a licensed Colorado real estate office License # EL100016457 
webmaster@altadenver.com