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R e s i d e n t i a l   H a r d   M o n e y

A Residential hard money loan is a real estate mortgage collateralized against the quick-sale value of the property for which the loan is made. 

Current Rates

 Interest Only

 10%-15%

As Low as 3 Points 

Residential Hard Money
Basic Lending Guidelines

  • Up to 65% Loan -To-Value 
  • Loan amounts $100,000 plus 
  • Limited Credit Requirements
  • Stated Income (to 55%)
  • Purchase
  • Refinance
  • Owner Occ & Non Owner Occ 
  • Rehab & Fix and Flips
  • Bankruptcy & foreclosure - ok
  • Fast Closings
  • 12-36 month terms
  • Exit Plan

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Rates updated 10/10/2008 8:30 AM MST - Rates & Programs Subject To Change Without Notice. Unless noted rates based on 80% LTV.  APR Based on: Convential & Goverment 200k and 80% LTV, Jumbo 450k. 720 credit score and 70% LTV, No Mortgage Insurace Program based on  85% LTV mimimun credit score may apply to loan
BROKERS: We do not work with brokers on our Residential Products



This is neither a offer to sell / broker nor a solicitation to buy, to residents in jurisdictions in which  registration requirements have not been fulfilled.
Copyright F I Mortgage Services DBA Alta Mortgage & Financial Innovations, A Colorado Company since 2002
Specializing in Commercial Lending, Hard Money, Joint Ventures, SBA Loans Residential Mortgages & Structured Financing
Alta - Financial Innovations operates as a broker, brokering loans through Private Investors, Private Funds, Lenders, Bankers, Direct Sources & Other Sources
F I Mortgage Services LLC DBA Alta Real Estate is also a licensed Colorado real estate office License # EL100016457 
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