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R e s i d e n t i a l   O w n e r   O c c u p i e d   L o a n s

Residential
Owner Occupied


Current ARM Rates

 3 Yr Fixed

5.00% - 5.875%

 5 Yr Fixed

5.50% - 6.375%

Basic Lending Guidelines
Agency & Goverment Loans

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Rates updated 10/10/2008 8:30 AM MST - Rates & Programs Subject To Change Without Notice. Unless noted rates based on 80% LTV.  APR Based on: Convential & Goverment 200k and 80% LTV, Jumbo 450k. 720 credit score and 70% LTV, No Mortgage Insurace Program based on  85% LTV mimimun credit score may apply to loan
BROKERS: We do not work with brokers on our Residential Products